Progress Credit
- Get both a Secured MasterCard® and an Unsecured VISA® Credit Card from our trusted partners with this unique program
- The Secured Card offered by our partners at First Progress requires no credit history or minimum score for approval
- The unsecured VISA card does not require perfect credit; our partners at First Access Card may approve you when others won’t
- Open accounts with both VISA and MasterCard so you’ll always have access
- Both accounts report activity separately to all three Credit Bureaus every month
- Both cards are genuine credit cards with security protections and nationwide acceptance
- Apply for both cards – or either card separately – the choice is up to you!
| Regular APR | Annual Fee | Credit Line | Credit Recommended |
|---|---|---|---|
| See website for Details* | See website for Details* | See website for Details* | See website for Details* |
First Progress Platinum Select Mastercard® Secured Credit Card
- Get a First Progress Select Card and Earn 1% Cash Back Rewards!
- Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
- Choose the First Progress Select Card for a lower annual fee!
- All credit types welcome to apply!
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
| Rewards Rate | Credit Line | Credit Recommended | Regular APR | Cash Advance APR |
|---|---|---|---|---|
| 1% Cash Back | $2,000 | Poor/Limited/No Credit | 18.24% (V) | 24.24% (V) |
First Progress Platinum Prestige Mastercard® Secured Credit Card
- Earn 1% Cash Back Rewards with First Progress Prestige!
- Apply now and fund your security deposit over 90 days with the option to make partial payments.
- You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
| Rewards Rate | Credit Line | Credit Recommended | Regular APR | Cash Advance APR |
|---|---|---|---|---|
| 1% Cash Back | $2,000 | Poor/Limited/No Credit | 14.24% (V) | 23.24% (V) |
OpenSky® Secured Visa® Credit Card
- New feature! Earn up to 10% cash back* on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
| Regular APR | Annual Fee | Credit Line | Credit Recommended | Late Payment Fee |
|---|---|---|---|---|
| 24.64% (variable) | $35 | $200-$3000 at time of application | No credit, Poor, Fair | Up to $41 |