Milestone® Mastercard®

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Reports to all three major credit bureaus
Regular APRCredit RecommendedAnnual FeeIntro RateIntro Period
24.9%Fair/Good$35 - $99*N/AN/A

*Dependent on credit worthiness

Milestone® Mastercard® - Less Than Perfect Credit Considered

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$35 - $99*Poor/BadN/AN/A

*Dependent on credit worthiness

Merit Platinum Card

  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
  • No Employment or Credit Check
Credit LineRegular APRMonthly FeeCredit Recommended
$750 Limit (Usable only at TheHorizonOutlet.com)0% APRSee website for Details*Damaged credit to Fair credit

Indigo® Mastercard® with Fast Pre-qualification

  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$0 - $99Fair/GoodN/AN/A

Indigo® Unsecured Mastercard®

  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$0 - $99Fair/GoodN/AN/A

Upgrade Triple Cash Rewards Visa®

  • $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • $0 annual fee, $0 activation fees, $0 foreign transaction fees
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Regular APRAnnual FeeCredit RecommendedReturn Payment FeeForeign Trans Fee
14.99% - 29.99% APR$0(620+) Excellent, Good, Fair, Average$0$0

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay

  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$0 - $99Fair/GoodN/AN/A

Destiny Mastercard® Cashback Rewards

  • Earn 1.5% cashback rewards on all of your eligible purchases!
  • Reports to all three major credit bureaus
  • Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online
Rewards RateRegular APRCard BrandAnnual FeeCredit Recommended
Earn 1.5% cashback rewards on all of your eligible purchases35.9%Mastercard®$175 the first year; $49 thereafterPoor to Good

First Access Visa® Card

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

Intro RateIntro PeriodRegular APRAnnual FeeBalance Transfer
N/AN/ASee TermsSee TermsN/A

First Digital Mastercard®

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • Easy and secure online application – It takes just moments to apply.
  • Issued by Synovus Bank, Member: FDIC
Regular APRCash Advance APRAnnual FeeLate Payment FeeReturn Payment Fee
35.99%35.99%$75.00 for first year. After that, $48.00 annually.$40$40

Indigo® Mastercard®

  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$0 - $99Fair/GoodN/AN/A

Mission Lane Visa® Credit Card

  • See if you qualify instantly without harming your credit score.
  • Get a higher credit line if you're in good standing after making your first 6 payments on time.
  • Free, online credit score access for cardholders.
  • Instant decision on your application.
  • No interest on purchases when you pay in full and on time each month.
  • No security deposit required – get started today!
  • Enjoy coverage from Visa®.
  • Access your account anytime, anywhere with our mobile app.
Regular APRCash Advance APRAnnual FeeCash Advance FeeCard Brand
26.99 - 29.99 (Variable)29.99% (Variable)$0-59The greater of $10 or 3% of each cash advance.Visa®

Upgrade Cash Rewards Visa®

  • $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • $0 annual fee, $0 activation fees, $0 foreign transaction fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Credit LineRegular APRAnnual FeeCredit RecommendedReturn Payment Fee
$500 - $25,00014.99% - 29.99% APR$0Excellent, Good, Fair, Average$0

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

Milestone Mastercard®

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$35 - $99*Fair/GoodN/AN/A

*Dependent on credit worthiness

Total Visa® Card

  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
Regular APRAnnual FeeActivation FeeCredit RecommendedIntro Rate
See TermsSee TermsSee TermsFair/Bad CreditN/A

Net First Platinum

  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

Credit LineRegular APRMonthly FeeCredit Recommended
$750 Limit (Usable only at TheHorizonOutlet.com)0% APRSee website for Details*Damaged credit to Fair credit

*See Card for Details

Indigo® Mastercard® Credit Card

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$0 - $99Fair/GoodN/AN/A

Indigo® Mastercard® for Less than Perfect Credit

  • Pre-qualify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$0 - $99Bad/PoorN/AN/A

Destiny Mastercard®

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
Regular APRAnnual FeeCredit Recommended
24.9%$59-$99Poor to Good

Milestone® Mastercard® - Mobile Access to Your Account

  • Prequalify for a card today and it will not impact your credit score
  • Don't have perfect credit? No problem!
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$35 - $99*Fair/GoodN/AN/A

*Dependent on credit worthiness

Applied Bank® Unsecured Classic Visa® Card

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
Regular APRLate Payment FeeReturn Payment FeeCard BrandCredit Recommended
29.99%Up to $38Up to $38Visa®Poor/Damaged Credit

Surge® Platinum Mastercard®

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Regular APRLate Payment FeeReturn Payment FeeIntro RateIntro Period
29.99% APR (Variable)Up to $41.00Up to $41.00See website for Details*See website for Details*

Merrick Bank Double Your Line® Secured Credit Card

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Regular APRAnnual FeeCredit LineCash Advance APRCash Advance Fee
21.70% Variable$36 the first year. Billed $3 per month thereafter$200, which doubles to $400 if you qualify26.70% Variable4% Min: $10

The First Progress Platinum Elite Mastercard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
Regular APRAnnual FeeCredit LineCash Advance APRCredit Recommended
24.24% (V)$29up to $2,00029.24% (V)Poor/Limited/No Credit

Reflex® Platinum Mastercard®

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APRLate Payment FeeReturn Payment FeeAnnual FeeCredit Recommended
29.99% APR (Variable)Up to $41.00Up to $41.00See TermsFair/Poor/Bad/Limited

Group One Platinum Card

  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
Credit LimitRegular APRMonthly FeeCredit Recommended
$750 Limit (Usable only at TheHorizonOutlet.com)0% APRSee website for Details*Damaged/Fair

First Progress Platinum Prestige Mastercard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
Regular APRAnnual FeeCredit LineCash Advance APRCredit Recommended
14.24% (V)$49$2,00023.24% (V)Poor/Limited/No Credit

OpenSky® Secured Visa® Credit Card

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
Regular APRAnnual FeeCredit LineCredit RecommendedLate Payment Fee
21.64% (variable)$35$200-$3000 at time of applicationPoorUp to $38

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Regular APRAnnual FeeCredit LineCredit RecommendedBrand Name
9.99% Fixed$48$200 - $1,000Poor/Fair/Limited/DamagedVisa®

First Progress Platinum Select Mastercard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
Regular APRAnnual FeeCredit LineCash Advance APRCredit Recommended
18.24% (V)$39$2,00024.24% (V)Poor/Limited/No Credit

The Gemini Credit Card™

  • Earn 10% back in crypto on your gas and EV charging for a year (terms may apply)
  • Earn crypto rewards on every purchase with the new Gemini Credit Card™
  • Earn rewards in 60+ cryptos on every purchase with the new Gemini Credit Card™
  • Watch the crypto you earn land in your Gemini account the instant you swipe, not a month later
  • Get up to 3% crypto back* on every purchase with the new Gemini Credit Card™
  • A Gemini Mastercard®. Issued by WebBank.
    *Terms Apply.
Regular APRCash Advance APRPenalty APRCash Advance FeeAnnual Fee
15.99% to 26.99% Variable28.99% Variable32.99% Variable$10 or 3% whichever is greater.N/A

Unique Platinum

  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!

Guaranteed $1000 Credit Line! Get the things you want today!*

Credit LineRegular APRMonthly FeeCredit Recommended
$1,0000%$19.95Any Credit Welcome

*See terms and conditions

Freedom Gold Card

  • $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit - OK

You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.

Credit LineMonthly FeeRegular APRCredit Recommended
$750 Limit (Usable only at TheHorizonOutlet.com)See website for Details*0% APRDamage credit to Fair credit

*See site for details

Milestone® Mastercard® - Unsecured For Less Than Perfect Credit

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Reports to all three major credit bureaus
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$35 - $99*Poor/BadN/AN/A

*Dependent on credit worthiness

Upgrade Bitcoin Rewards Visa®

  • $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
  • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
  • No annual fees, no foreign transactions fees
  • Get pre-approved in seconds with no impact to your credit score
  • Pay with your phone or device by using Apple Pay™ or Google Pay™
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Regular APRAnnual FeeCredit RecommendedLate Payment FeeForeign Trans Fee
14.99% - 29.99% APR$0(620+) Excellent, Good, Fair$0$0

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it. Refer to Program Terms. Bonuses associated with the Upgrade Card, when applicable, are provided by Upgrade, Inc.