Merit Platinum Card
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
- No Employment or Credit Check
| Credit Line | Regular APR | Monthly Fee | Credit Recommended |
|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | 0% APR | See website for Details* | Damaged credit to Fair credit |
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Variable APRs range from 13.74% - 27.74%
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% - 10% cash back at select merchants
- $300 - $10,000 credit limits
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- See if you're pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required
- Card issued by WebBank, Member FDIC
| Intro (Purchases) | Intro (Transfers) | Regular APR | Annual Fee | Credit Recommended |
|---|---|---|---|---|
| N/A | N/A | 13.74 - 27.74% Variable | $0 | Excellent/Good/Limited/No Credit |
Net First Platinum
- No Employment or Credit Check
- Bad Credit, No Credit - OK
- Always 0.0% APR
- Fast Online Applications
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
| Credit Line | Regular APR | Monthly Fee | Credit Recommended |
|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | 0% APR | See website for Details* | Damaged credit to Fair credit |
*See Card for Details
Reflex Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
| Regular APR | Late Payment Fee | Return Payment Fee | Annual Fee | Credit Recommended |
|---|---|---|---|---|
| 24.99% - 29.99% (Variable) | Up to $41.00 | Up to $41.00 | See Terms | Fair/Poor/Bad/Limited |
Freedom Gold Card
- $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Bad Credit - OK
You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.
| Credit Line | Monthly Fee | Regular APR | Credit Recommended |
|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | See website for Details* | 0% APR | Damage credit to Fair credit |
*See site for details
Merrick Bank Double Your Line® Secured Credit Card
- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
| Regular APR | Annual Fee | Credit Line | Cash Advance APR | Cash Advance Fee |
|---|---|---|---|---|
| 18.20% Variable | $36 the first year. Billed $3 per month thereafter | $200, which doubles to $400 if you qualify | 23.20% Variable | 4% Min: $10 |
Total Visa® Card
- Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa credit card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit)
- Reports monthly to all three major credit bureaus
| Regular APR | Annual Fee | Activation Fee | Credit Recommended | Intro Rate |
|---|---|---|---|---|
| See Terms | See Terms | See Terms | Fair/Bad Credit | N/A |
The First Progress Platinum Elite Mastercard® Secured Credit Card
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
| Regular APR | Annual Fee | Credit Line | Cash Advance APR | Credit Recommended |
|---|---|---|---|---|
| 20.74% (V) | $29 | up to $2,000 | 25.74% (V) | Poor/Limited/No Credit |
Group One Platinum Card
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
| Credit Limit | Regular APR | Monthly Fee | Credit Recommended |
|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | 0% APR | See website for Details* | Damaged/Fair |
First Progress Platinum Prestige Mastercard® Secured Credit Card
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
| Regular APR | Annual Fee | Credit Line | Cash Advance APR | Credit Recommended |
|---|---|---|---|---|
| 10.74% (V) | $49 | $2,000 | 19.74% (V) | Poor/Limited/No Credit |
Petal® 1 "No Annual Fee" Visa® Credit Card
- $0 Annual Fee
- Variable APRs range from 20.74% - 30.24%
- $300 - $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- 2% - 10% cash back at select merchants
- See if you're pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
| Regular APR | Credit Recommended | Credit Limit | Late Payment Fee | Return Payment Fee |
|---|---|---|---|---|
| 20.74 - 30.24% Variable | Fair/Bad/Limited/No Credit | $300 - $5,000 | Late fees up to $29 for first late payment, $40 for second late payment. | Bounced payment fee up to $29. |
First Progress Platinum Select Mastercard® Secured Credit Card
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
| Regular APR | Annual Fee | Credit Line | Cash Advance APR | Credit Recommended |
|---|---|---|---|---|
| 14.74% (V) | $39 | $2,000 | 20.74% (V) | Poor/Limited/No Credit |
Surge Secured Mastercard®
- Initial refundable deposit of $300 becomes your credit limit
- 1% Cash Back rewards on every purchase
- Free access to your Vantage 3.0 Score from Experian (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard is accepted
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
- Checking Account Required
| Regular APR | Annual Fee | Credit Line | Credit Recommended |
|---|---|---|---|
| 19.99% Variable | $69 | $300 | All Credit Types Welcome to Apply |
OpenSky® Secured Visa® Credit Card
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- *View the cardholder agreement
| Regular APR | Annual Fee | Credit Line | Credit Recommended | Late Payment Fee |
|---|---|---|---|---|
| 17.64% (variable) | $35 | $200-$3000 at time of application | Poor | Up to $38 |
Unique Platinum
- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
Guaranteed $1000 Credit Line! Get the things you want today!*
| Credit Line | Regular APR | Monthly Fee | Credit Recommended |
|---|---|---|---|
| $1,000 | 0% | $19.95 | Any Credit Welcome |
*See terms and conditions
Deserve EDU
- Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
- Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
- Feel secure with cell phone protection up to $600.
- No deposit required. No annual fees.
- No international transaction fees on purchases abroad so you can travel with confidence.
- No Social Security Number required for international students to apply.
- Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
- Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
- See if you prequalify with no impact to your credit score in minutes.
- Deserve Mastercards are issued by Celtic Bank, Member FDIC.
- Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
| Annual Fee | Credit Recommended | Regular APR | Foreign Trans Fee | Late Payment Fee |
|---|---|---|---|---|
| $0 | Good/Limited | 20.24% Variable | $0 | Up to $25 |
Applied Bank® Secured Visa® Gold Preferred® Credit Card
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
| Regular APR | Annual Fee | Credit Line | Credit Recommended | Brand Name |
|---|---|---|---|---|
| 9.99% Fixed | $48 | $200 - $1,000 | Poor/Fair/Limited/Damaged | Visa® |