Credit Line | Regular APR | Annual Fee | Credit Recommended | Return Payment Fee |
---|---|---|---|---|
$500 - $50,000 | 8.99%-29.99% | $0 | Excellent, Good, Fair, Average | $0 |
*To qualify for the $200 welcome bonus, you must open and fund a new Upgrade Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive the bonus.
Regular APR | Annual Fee | Credit Recommended | Return Payment Fee | Foreign Trans Fee |
---|---|---|---|---|
8.99% -29.99% | $0 | (620+) Excellent, Good, Fair, Average | $0 | $0 |
*To qualify for the $200 welcome bonus, you must open and fund a new Upgrade Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive the bonus.
Intro (Purchases) | Intro (Transfers) | Regular APR | Annual Fee | Credit Recommended |
---|---|---|---|---|
N/A | N/A | 13.24 - 27.24% Variable | $0 | Excellent/Good/Limited/No Credit |
Regular APR | Credit Recommended | Credit Limit | Late Payment Fee | Return Payment Fee |
---|---|---|---|---|
20.24 - 29.74% Variable | Fair/Bad/Limited/No Credit | $300 - $5,000 | Late fees up to $29 for first late payment, $40 for second late payment. | Bounced payment fee up to $29. |
Regular APR | Annual Fee | Credit Recommended | Late Payment Fee | Foreign Trans Fee |
---|---|---|---|---|
8.99% -29.99% | $0 | (620+) Excellent, Good, Fair | $0 | $0 |
*To qualify for the $200 bitcoin welcome bonus, you must open and fund a new Upgrade Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The value of the $200 worth of bitcoin provided will be based on the reference rate at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and such bitcoin may change in value by the time you are able to redeem it. See additional information applicable to bitcoin accounts and services. Your Upgrade Card must be in good standing to receive the bonus.