First Access Visa® Card

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

Intro RateIntro PeriodRegular APRAnnual FeeBalance Transfer
N/AN/ASee TermsSee TermsN/A

Milestone® Mastercard® - Less Than Perfect Credit Considered

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$35 - $99*Poor/BadN/AN/A

*Dependent on credit worthiness

Surge Mastercard®

  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Intro RateIntro PeriodRegular APRAnnual FeeBalance Transfer
See website for Details*See website for Details*See website for Details*See website for Details*See website for Details*

OpenSky® Secured Visa® Credit Card

  • LIMITED TIME OFFER: 0% introductory APR on all purchases for the first six months
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card
Intro (Purchases)Regular APRAnnual FeeCredit LineCredit Recommended
0% APR for first 6 months on purchases17.39% (variable)$35$200-$3000 at time of applicationPoor

Reflex Mastercard®

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
See TermsSee TermsFair/Poor/Bad/LimitedN/AN/A

First Progress Platinum Select MasterCard® Secured Credit Card

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Regular APRAnnual FeeCredit LineCash Advance APRCredit Recommended
13.99% (V)$39$2,00019.99% (V)Poor/Limited/No Credit

The First Progress Platinum Elite MasterCard® Secured Credit Card

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Regular APRAnnual FeeCredit LineCash Advance APRCredit Recommended
19.99% (V)$29up to $2,00024.99% (V)Poor/Limited/No Credit

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Regular APRAnnual FeeCredit LineCash Advance APRCredit Recommended
9.99% (V)$49$2,00018.99 (V)Poor/Limited/No Credit

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Regular APRAnnual FeeCredit LineCredit Recommended
9.99%$48See website for Details*Poor/Fair/Limited/Damaged

Net First Platinum

  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit LineRegular APRMonthly FeeCredit Recommended
$500 Limit0% APRSee website for Details*Damaged credit to Fair credit

*See Card for Details

The First Latitude MasterCard® Secured Credit Card

  • No Annual Fee! Build up your credit with responsible card use.
  • Get Approved Fast – Just Click Below to Start the Process!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
Regular APRAnnual FeeCredit LineCash Advance APRCredit Recommended
25.99%No Annual Fee!$200 to $2,000 – you choose your limit25.99%Credit Improvement

First Digital Mastercard®

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • Easy and secure online application – It takes just moments to apply.
  • Issued by Synovus Bank, Member: FDIC
Regular APRCash Advance APRAnnual FeeLate Payment FeeReturn Check Fee
35.99%35.99%$75.00 for first year. After that, $48.00 annually.$40$40

Freedom Gold Card

  • $500 Unsecured Credit Limit
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

Credit LineMonthly FeeRegular APRCredit Recommended
$500 LimitSee website for Details*0% APRDamage credit to Fair credit

*See site for details

Merit Platinum Card

  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • Fast and Easy Application
  • No Employment or Credit Check
Credit LineRegular APRMonthly FeeCredit Recommended
$500 Limit0% APRSee website for Details*Damaged credit to Fair credit

FIT Mastercard®

  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Checking Account Required
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
See TermsSee TermsFair/Poor/BadN/AN/A

Total Visa® Card

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
Regular APRAnnual FeeActivation FeeCredit RecommendedIntro Rate
See Terms*See Terms*See Terms*Fair/Bad CreditN/A

Unique Platinum

  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!

Guaranteed $1000 Credit Line! Get the things you want today!*

Credit LineRegular APRMonthly FeeCredit Recommended
$1,0000%$19.95Any Credit Welcome

*See terms and conditions

Milestone® Mastercard® - Unsecured For Less Than Perfect Credit

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APRAnnual FeeCredit RecommendedIntro RateIntro Period
24.9%$35 - $99*Poor/BadN/AN/A

Horizon Gold

  • Instant $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit LineRegular APRMonthly FeeCredit Recommended
$500 Limit0% APRSee website for Details*Damage credit to Fair credit

*See Terms & Conditions for Details

Horizon Gold

  • Instant $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit LineRegular APRMonthly FeeCredit Recommended
$500 Limit0% APRSee website for Details*Damage credit to Fair credit

*See Terms & Conditions for Details