BOOST Platinum Card
- No Sign Up Fees!
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
- No Employment or Credit Check
Guaranteed Approval provided applicant is 18 years of age or older and earns at least $150 per month after bills are paid.
| Credit Line | Regular APR | Annual Fee | Monthly Fee | Credit Recommended |
|---|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | 0% | $0 | $0/month | Damaged credit to Fair credit |
Total Visa® Card
- Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
- An initial credit limit Up To $500! (See terms*)
- Checking account required.
- Free credit monitoring powered by TransUnion®
- Fast and easy application process.
- All credit types welcome to apply.
- *See Rates, Fees, Costs & Limitations for complete offer details
- ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details
Total Visa® is for people with a checking account who want a true Visa Credit Card that doesn’t require perfect credit for approval. Apply now to get a response online in seconds.
| Rewards Rate | Credit Limit | Credit Recommended | Reports to Consumer Reporting Agencies | Card Brand |
|---|---|---|---|---|
| Up To 10% Cash Back on Purchases + 1% on Payments^^ | $200-500 | Fair/Bad Credit | Monthly to all 3 major bureaus | Visa® |
Destiny Mastercard®
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- No security deposit, and a path to better credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- An unsecured card great for everyday purchases
| Credit Limit | Regular APR | Security Deposit | Annual Fee | Monthly Fee |
|---|---|---|---|---|
| $700 | See terms | No | See terms | See terms |
Group One Platinum Card
- No Employment or Credit Check
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
| Credit Limit | Regular APR | Monthly Fee | Credit Recommended |
|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | 0% APR | See website for Details* | Damaged/Fair |
Net First Platinum
- No Employment or Credit Check
- Bad Credit, No Credit - OK
- Always 0.0% APR
- Fast Online Applications
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
| Credit Line | Regular APR | Monthly Fee | Credit Recommended |
|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | 0% APR | See website for Details* | Damaged credit to Fair credit |
*See Card for Details
Milestone® Mastercard®
- Guaranteed $700 credit limit if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Don't Have Perfect Credit? No Problem!
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
| Credit Limit | Regular APR | Security Deposit | Annual Fee | Monthly Fee |
|---|---|---|---|---|
| $700 | See terms | No | See terms | See terms |
Surge® Platinum Mastercard®
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
| Regular APR | Late Payment Fee | Return Payment Fee | Intro Rate | Intro Period |
|---|---|---|---|---|
| 35.90% Fixed | Up to $41.00 | Up to $41.00 | See website for Details* | See website for Details* |
FIT™ Platinum Mastercard®
- $400 Initial Credit Limit
- Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
- If approved, you must pay a $95 fee to open your account. Please see the terms and conditions for when you apply.
| Regular APR | Annual Fee | Return Payment Fee | Late Payment Fee | Credit Recommended |
|---|---|---|---|---|
| 35.90% Fixed | See terms | Up to $41.00 | Up to $41.00 | Fair/Poor/Bad |
First Progress Select Secured Mastercard®
- Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
- Apply with no impact to your credit!2
- The first step to rebuilding your credit starts with just $200!¹
- Choose the First Progress Select Card for a lower annual fee!
- All credit types welcome to apply!
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
| Rewards Rate | Credit Line | Credit Recommended | Regular APR | Cash Advance APR |
|---|---|---|---|---|
| Up To 10% Cash Back on Purchases + 1% on Payments^^ | Minimum refundable deposit of $200.00 up to $2,000.00* | Poor/Limited/No Credit | 17.49% (V) | 23.49% (V) |
First Progress Prestige Secured Mastercard®
- Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
- A $200 refundable deposit is your first step toward better credit!
- Apply with no impact to your credit!2
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- 2We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
| Rewards Rate | Credit Line | Credit Recommended | Regular APR | Cash Advance APR |
|---|---|---|---|---|
| Up To 10% Cash Back on Purchases + 1% on Payments^^ | Minimum refundable deposit of $200.00 up to $2,000.00* | Poor/Limited/No Credit | 13.49% (V) | 22.49% (V) |
Freedom Gold Card
- $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Bad Credit - OK
You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.
| Credit Line | Monthly Fee | Regular APR | Credit Recommended |
|---|---|---|---|
| $750 Limit (Usable only at TheHorizonOutlet.com) | See website for Details* | 0% APR | Damage credit to Fair credit |
*See site for details
opensky® Plus Secured Visa® Credit Card
- No annual fee – keep more money in your pocket!
- No credit check required – 89% approval rate with zero credit risk to apply!
- Earn up to 10% cash back on everyday purchases
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with as little as $300 – Secure your line with a refundable security deposit
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you
- More time to fund—spread your security deposit over 60 days with layaway
- Join 1.6 million+ cardholders who have used opensky® to build better credit!
| Regular APR | Annual Fee | Credit Line | Credit Recommended | Late Payment Fee |
|---|---|---|---|---|
| 28.24% (variable) | $0 | $300-$3000 at time of application | No credit, Poor, Fair | Up to $41 |
Merrick Bank Secured Credit Card
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
| Regular APR | Annual Fee | Credit Line | Cash Advance APR | Cash Advance Fee |
|---|---|---|---|---|
| 21.95% Variable | $36 for first year. Billed $3 per month thereafter | $200-$3,000, depending on deposit amount | 26.95% Variable | 4% Min: $10 |
opensky® Secured Visa® Credit Card
- Earn up to 10% cash back on everyday purchases
- No credit check required – 89% approval rate with zero credit risk to apply!
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with just $200—secure your credit line with a refundable deposit
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you
- More time to fund—spread your security deposit over 60 days with layaway
- Join 1.6 million+ cardholders who have used opensky® to build better credit!
| Regular APR | Annual Fee | Credit Line | Credit Recommended | Late Payment Fee |
|---|---|---|---|---|
| 23.89% (variable) | $35 | $200-$3000 at time of application | No credit, Poor, Fair | Up to $41 |
opensky® Launch Secured Visa® Credit Card
- Start building credit with just $150 – secure your line with a low, refundable security deposit
- No credit check required – 89% approval rate with zero credit risk to apply!
- Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
- Earn up to 10% cash back on everyday purchases
- Affordable payments – minimum payment as low as $10
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you
- More time to fund—spread your security deposit over 60 days with layaway
- Join 1.6 million+ cardholders who have used opensky® to build better credit!
| Regular APR | Annual Fee | Credit Line | Credit Recommended | Late Payment Fee |
|---|---|---|---|---|
| 28.24% (variable) | $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month. | $150- $1,000 | No credit, Poor, Fair | Up to $41 |