|Regular APR||Annual Fee||Credit Recommended||Return Payment Fee||Foreign Trans Fee|
|14.99% - 29.99% APR||$0||(620+) Excellent, Good, Fair, Average||$0||$0|
*To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.
|Intro (Purchases)||Intro (Transfers)||Regular APR||Annual Fee||Credit Recommended|
|N/A||N/A||16.74% - 30.74% Variable||$0||Excellent/Good/Limited/No Credit|
|Regular APR||Credit Recommended||Credit Limit||Late Payment Fee||Return Payment Fee|
|23.74% - 33.24% Variable||Fair/Bad/Limited/No Credit||$300 - $5,000||Late fees up to $29 for first late payment, $40 for second late payment.||Bounced payment fee up to $29.|
|Regular APR||Annual Fee||Credit Line||Credit Recommended||Brand Name|
|9.99% Fixed||$48||$200 - $1,000||Poor/Fair/Limited/Damaged||Visa®|
|Regular APR||Annual Fee||Credit Recommended||Late Payment Fee||Foreign Trans Fee|
|14.99% - 29.99% APR||$0||(620+) Excellent, Good, Fair||$0||$0|
*To qualify for the $200 bitcoin welcome bonus, you must open and fund a new Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it. Refer to Program Terms. Your Upgrade Card must be in good standing to receive a bonus.