Credit Limit $700 Regular APR See terms Security Deposit No Annual Fee See terms
Guaranteed $700 credit limit if approved.
Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
Don't Have Perfect Credit? No Problem!
Join over a million consumers who are working on building their access to credit.
Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
Get the credit you deserve, even with less-than-perfect history.
No security deposit, and a path to better credit.
Regular APR 35.90% Fixed Annual Fee See terms Return Payment Fee Up to $41.00 Late Payment Fee Up to $41.00
$400 Initial Credit Limit
Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
Unsecured credit card requires No Security Deposit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Regular APR 35.90% Fixed Late Payment Fee Up to $41.00 Return Payment Fee Up to $41.00 Intro Rate See website for Details*
Up to $1,000 Initial Credit Limit
See if you Pre-Qualify with No Impact to your Credit Score
Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
Unsecured credit card requires No Security Deposit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Credit Limit $700 Regular APR See terms Security Deposit No Annual Fee See terms
A guaranteed $700 credit limit to help get your financial goals on track, if approved.
Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
No security deposit, and a path to better credit.
Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
Get the credit you deserve, even with less-than-perfect history.
An unsecured card great for everyday purchases
Credit Recommended Poor/Limited/No Credit Apply Now
Rewards Rate 1% Cash Back Credit Line $2,000 Regular APR 14.24% (V)
Earn 1% Cash Back Rewards with First Progress Prestige!
Apply now and fund your security deposit over 90 days with the option to make partial payments.
You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
All credit types welcome to apply!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Credit Recommended Poor/Limited/No Credit Apply Now
Rewards Rate 1% Cash Back Credit Line $2,000 Regular APR 18.24% (V)
Get a First Progress Select Card and Earn 1% Cash Back
Rewards!
Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
Choose the First Progress Select Card for a lower annual fee!
All credit types welcome to apply!
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Credit Recommended See website for Details* Apply Now
Regular APR 22.70% Variable Annual Fee $36 for first year. Billed $3 per month thereafter Credit Line $200-$3,000, depending on deposit amount Cash Advance APR 27.70%
Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.