Credit Recommended Poor/Limited/No Credit Apply Now
Rewards Rate 1% Cash Back Credit Line $2,000 Regular APR 18.24% (V)
Get a First Progress Select Card and Earn 1% Cash Back
Rewards!
Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
Choose the First Progress Select Card for a lower annual fee!
All credit types welcome to apply!
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Credit Recommended Poor/Limited/No Credit Apply Now
Rewards Rate 1% Cash Back Credit Line $2,000 Regular APR 14.24% (V)
Earn 1% Cash Back Rewards with First Progress Prestige!
Apply now and fund your security deposit over 90 days with the option to make partial payments.
You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
All credit types welcome to apply!
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Credit Recommended No credit, Poor, Fair Apply Now
Regular APR 28.99% (variable) Annual Fee $0 Credit Line $300-$3000 at time of application
New feature! Earn up to 10% cash back* on everyday purchases
No annual fee
No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Monitor your credit progress with free access to your FICO Credit Score.
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Secure your credit line with a refundable security deposit - as low as $300.
Easy application, apply in less than 5 minutes right from your mobile device
Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
Now you can make smaller partial payments towards funding your security deposit over 60 days
Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
*See Rewards Terms and Conditions for more information
Credit Recommended No credit, Poor, Fair Apply Now
Regular APR 24.64% (variable) Annual Fee $35 Credit Line $200-$3000 at time of application
New feature! Earn up to 10% cash back* on everyday purchases
No credit check to apply. Zero credit risk to apply!
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Get free monthly access to your FICO score in our mobile application
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Fund your card with a low $200 refundable security deposit to get a $200 credit line
Apply in less than 5 minutes with our mobile first application
Choose the due date that fits your schedule with flexible payment dates
Fund your security deposit over 60 days with the option to make partial payments
Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
*See Rewards Terms and Conditions for more information
Credit Recommended See website for Details* Apply Now
Regular APR 22.70% Variable Annual Fee $36 for first year. Billed $3 per month thereafter Credit Line $200-$3,000, depending on deposit amount Cash Advance APR 27.70%
Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.
Credit Recommended No credit, Poor, Fair Apply Now
Regular APR 28.99% (variable) Annual Fee $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month. Credit Line $100- $1,000
Excellent option for a low fully refundable security deposit, get started with just $100
Earn up to 10% cash back on everyday purchases
Minimum payment as low as $10
Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Monitor your credit progress with free access to your FICO Credit Score.
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Easy application, apply in less than 5 minutes right from your mobile device
Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
Now you can make smaller partial payments towards funding your security deposit over 60 days
Over 1.4 million cardholders have used OpenSky Secured Credit Card to improve their credit